Corporate Counsel

Position Summary

We’re seeking a Corporate Counsel with experience in providing legal and regulatory advice and counsel regarding a variety of matters including but not limited to: (1) consumer financial services laws (2) building new and/or enhanced consumer financial products and services, (3) contract work, and (4) interaction and/or communication with regulators. This is an opportunity to shape and support a fast-paced, entrepreneurial organization operating at the intersection of consumer finance and technology.

The ideal candidate combines law firm precision with in-house practicality. A professional who works quickly and thoughtfully, thrives in ambiguity, and brings both intellectual curiosity and kindness to every interaction.

Job Responsibility

Support

• Provide guidance to the Company on how to comply with applicable state and federal laws and minimize risk, particularly those relating to consumer lending, credit reporting, credit underwriting, collection of consumer lending accounts, customer privacy, and protection of consumer rights.
• Draft, revise, negotiate, and manage a wide range of commercial contracts, including SaaS, licensing, data sharing, and vendor agreements.
• Collaborate with legal and compliance team and business partners to mitigate third-party risks through vendor management and internal risk controls.
• Support the business on consumer finance and fintech-related regulatory and operational matters including providing content review for multichannel advertising and marketing related to consumer financial services.
• Provide business-minded, solutions-oriented guidance on deal structure, compliance, and strategy.
• Build scalable consumer finance products, such as earned wage access, as well as legal processes and templates in a dynamic, fast-paced environment.
• Stay current on developments in consumer finance, bank partnership, data privacy, artificial intelligence, fintech regulation, and technology transactions.
• Assist with intellectual property matters as needed.

Drive  

• Draft legal letters, memos, and summaries.
• Facilitate timely and effective resolution of legal issues.

Maintain 

• Embody the core values of Purpose Financial.
• Embrace technological advancement including the intelligent and responsible use of Artificial Intelligence tools.
• Ensure the Company legal library is easy to access with relevant materials.

Accountability: Understand, adhere to, and enforce all corporate policies.

Job Responsibilities Cont.

Education Required

J.D. from an accredited law school; licensed and in good standing in at least one U.S. jurisdiction, preferably South Carolina.

Experience Required

• 5+ years of legal experience in banking, fintech, and/or consumer finance products including Earned Wage Access products.
• 4+ years of experience with commercial contracts, including SaaS and data-driven transactions.
• Blend of law firm and in-house experience a plus.
• Excellent drafting, negotiation, and interpersonal skills.
• Strong business acumen and comfort balancing risk with opportunity.
• Self-starter who thrives in a collaborative, mission-driven environment.
• Curious, creative, and kind—a team player and individual contributor who values integrity, respect, and empathy in how work gets done.

Knowledge Required

Excellent written and verbal communications skills; attention to detail; adaptability and flexibility to changing environment; and comfortable working in a dynamic, high volume, fast-paced environment.  Ability to understand and ensure compliance with policies, procedures, and laws governing our industry/business and products. Ability to interact professionally and exhibit appropriate social skills, including kindness, curiosity, creativity, collaboration, and strong work ethic, in a team environment.

Physical Requirements

Sitting for long periods of time; standing occasionally; walking; bending; squatting; kneeling; pushing/pulling; reaching; twisting; frequent lifting of less than 10 lbs., occasional lifting of up to 20 lbs.; typing; data entry; grasping; transferring items between hands and/or to another person or receptacle; use of office equipment to include computers; ability to travel to, be physically present at, and complete the physical requirements of the position at any assigned location.

Competencies

Travel

Less than 20%

Attire

Business Casual

Other

Must be eligible to work in the USA and able to pass a background check.