Director, Financial Reporting (930132)

Position Summary

The Director of Financial Reporting will lead the company’s management, board, and stakeholder reporting functions, transforming financial and operational data into clear, decision-ready insights.

This role is distinct from the accounting function. While the Chief Accounting Officer owns the general ledger, close process, and GAAP financials, the Director of Financial Reporting is responsible for (i) how the company present its performance—including KPIs, credit metrics, portfolio performance, and executive-level narratives and (ii) tailors this reporting depending on the audience and key users.

The Director will serve as a key partner to the CFO, CAO, and Board, ensuring that reporting is accurate, consistent, and analytically rigorous, while elevating the company’s ability to understand and communicate its financial and operating performance.

Job Responsibility

Management & Board Reporting

• Own the end-to-end production of monthly executive and board reporting packages
• Translate financial results into clear narratives, including drivers of performance, risks, and opportunities
• Standardize and continuously improve reporting formats, KPIs, and presentation quality
• Ensure alignment between financial results, operational metrics, and strategic priorities
• Draft monthly MD&A covering all aspects of performance, including loan originations, credit performance, collections, customer acquisition and cost center results

KPI, Credit & Portfolio Reporting

• Define, maintain, and evolve the company’s core KPI framework (originations, yield, delinquencies, losses, unit economics, etc.)
• Own reporting and analysis of credit performance across vintages, segments, and products
• Partner with Credit, Risk, and Operations teams to ensure consistency and integrity of performance metrics
• Develop forward-looking views on portfolio trends and emerging risks

Cross-Functional Data Integration

• Integrate data from accounting (GL), servicing systems, and operational platforms into a cohesive reporting layer
• Reconcile and bridge GAAP financials to management reporting and operational metrics
• Serve as the “single source of truth” owner for enterprise-level performance reporting

Forecasting & Performance Insights (in partnership with FP&A)

• Partner with FP&A to enhance variance analysis and performance tracking versus plan
• Provide presentation support for forecasting, budgeting, and scenario analysis
• Elevate the quality of insights delivered to senior leadership (not just reporting results, but explaining them)

External Stakeholder Reporting Support

• In coordination with CFO and Treasury, support preparation of materials for owners, lenders, bank partners and other key stakeholders
• Partner with Strategy Group and F, P&A to provide financial projection support for annual strategy and budgeting efforts
• Ensure consistency between internal reporting, owner/board materials, and external communications
• Develop and update company overview presentations

Systems & Reporting Infrastructure

• Lead the development of scalable reporting infrastructure leveraging tools such as Snowflake, BI platforms, and OneStream (or equivalent)
• Reduce manual processes and improve data accuracy, timeliness, and accessibility
• Establish governance around metric definitions and data integrity

Job Responsibilities Cont.

Education Required

Bachelor’s degree in Finance, Accounting, Economics, or related field; CPA or MBA preferred

Experience Required

• 12–15+ years of experience in financial reporting, FP&A, analytics, or related roles
• Experience in consumer finance, specialty finance, banking, or fintech strongly preferred
• Strong understanding of financial statements, but with a demonstrated ability to move beyond GAAP into business performance analytics
• Experience working with large, complex data sets and modern data environments (e.g., Snowflake, BI tools)
• Proven ability to create executive-level reporting and present to senior leadership and boards

Knowledge Required

Excellent written and verbal communications skills as would be needed to communicate in person, by phone, and through email; adaptability and flexibility to changing environment; and comfortable working in a dynamic, high volume, fast-paced environment.  Ability to read, write, evaluate, and apply information.  Ability to interact professionally and exhibit appropriate social skills.  Extremely high business acumen, performing operationally focused financial analysis and data gathering to support strategic and business development initiatives.  Strong financial background and attention to detail, with full understanding and experience with financial models and analysis.

• Storytelling with Data: Ability to synthesize complex financial and operational data into clear, compelling narratives
• Analytical Rigor: Deep understanding of drivers of financial and credit performance
• Cross-Functional Leadership: Able to operate across Accounting, Treasury, Credit, FP&A, and Operations
• Data Orientation: Strong comfort with data architecture, metric definitions, and reporting systems
• Executive Presence: Credible, concise communicator with senior leadership and Board

Success Metrics (First 12 Months)

• Deliver a consistent, high-quality monthly board package with clear, actionable insights
• Partner with key finance, operations and strategy leaders to establish a standardized KPI framework used across the enterprise
• Eliminate inconsistencies between accounting, operational, and management reporting
• Improve speed and efficiency of reporting (reduced manual work, faster turnaround)
• Provide forward-looking insights that influence strategic and credit decisions

Physical Requirements

Sitting for long periods of time; standing occasionally; walking; bending; squatting; kneeling; pushing/pulling; reaching; twisting; frequent lifting of less than 10 lbs., occasional lifting of up to 20 lbs.; driving and having access during the workday to an insured and reliable transportation; typing; data entry; grasping; transferring items between hands and/or to another person or receptacle; use of office equipment to include computers; ability to travel to, be physically present at, and complete the physical requirements of the position at any assigned location.

Competencies

Travel

<10%

Attire

Business Casual

Other

Must be eligible to work in the USA and able to pass a background check.